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FHA Loans on the Cheap!

The Lowdown on FHA Loans...

Making FHA Loans Accessible with Affordable Rates and Easier Acquisition Processes

FHA mortgage loans are the preferred option for most people, as they are insured by Federal Housing Administration (FHA). FHA-approved loans are safer for the borrower in case of any losses, which prevent the borrower from completing their mortgage payments.

When multiple foreclosures and defaulter cases occurred in the 1930s, the FHA program was made to provide lenders with the insurance they needed and stabilize the housing market. The FHA program has contributed to making mortgage loans easier to acquire and cheaper.

The FHA home loan process should be convenient, and we make it that way with the help of our experience and various tools that offer guidance in the process. Begin the process for a first-time home buyers' loan in Virginia with a free-of-cost FHA Loan Qualifier.

The FHA Loan Process

Here's how our home loan process works:

  • Finish the FHA Loan Qualifier
  • Depending on the outcome, you can choose between various options for refinancing.
  • Compare the different terms, conditions, and mortgage interest rates.
  • Pick the one that works best for you.

Our FHA Loan Rates Are Low & Our Process is Quick & Painless

An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders to reduce their risk of loss if a borrower defaults on their mortgage payments.

The FHA program was created in response to the rash of foreclosures and defaults that happened in the 1930s; to provide mortgage lenders with adequate insurance, and to help stimulate the housing market by making loans accessible and affordable.

We're here to make the FHA mortgage loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our

FREE FHA Loan Qualifier.
We'll help you see the differences between first-time home buyer loan programs in Virginia, allowing you to choose the right one for you, whether you're a first-time homebuyer or a seasoned investor.

XHome Finance
Christine Beckwith
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We make getting a mortgage easier than ever before. XHome Finance has an experienced team of brokers on staff with over 20 years of experience.


Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.

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Are you in the market for refinancing options for a house or other real estate properties? If you've been searching for a while, you'll notice that getting a real estate refinancing option that aligns with your objectives and provides decent mortgage refinance rates can be hard to find

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I know you're already under contract or in application for refinance, but if your looking for a better offer, then let us take a look!
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